Minor accidents and mishaps are common with any car or vehicle. Even with an insurance agreement governing you, this occurrence stands to create some negligible stress and anxiety in us.
However all said and done you will be left fretting in times of an accident not knowing what to do next. It is always better to know what process is required to be followed in such cases.
If the mishap is minor in nature more like a bumper-to-bumper hit, you may drive over to the side of the road and part. The traffic needs to move on and you can avoid blocking the road.
Always when in an accident on the road, switch on the hazard’s light so that the other vehicles approaching are able to stop well ahead and avoid further collision.
Once you park by the side of the road, call the police to report in. If they do not respond immediately as it is a minor mishap, make sure you follow up and get the report filed. This would later be required for insurance claim process.
While waiting for the police to arrive, get down to noting the details of the other vehicle and note down the registration details, number plate, model, color and the drivers details including but not limited to his name, address, driving license number, insurance details etc.
There is no need to have any conversation as to who was wrong and to admit that you were at fault. The police will decide who was at fault and report to the insurance.
You would need to inform the insurance agency about the accident and they will take over from there and deal with things. If possible make sure you photograph both vehicles in detail and provide it to the insurance agency.
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