One in every six drivers will be ticketed for speeding this year.

Average speeding tickets cost $150.

$150 x 36,500,000= $5,475,000,000! Thats almost 5.5 BILLION per year in speeding ticket fines.

$900 is the average increase a speeding ticket will cause your auto insurance premiums to increase over three years.

Take 36,500,000 and multiply by $900 and you get 3.28 BILLION! Thats the extra money auto insurance companies make in increased premiums.

More than 95% of drivers who get speeding tickets will simply pay the fine and not fight it in traffic court.

The other 5% who make an effort to fight their ticket usually have their case dismissed or receive reduced charges that don’t get reported on their driving record.

There are almost 200,000,000 licensed drivers currently in the US.

A police officer will fail to show up to court between 30 to 50% of the time. This is immediate grounds for a dismissal.

Paradise Valley, Arizona, in 1987 became the first town in America to use photo radar.

The first city to mandate the wearing of seat belts was Brooklyn Ohio in 1966.

The age groups between 17 and 24 years of age receive the most speeding tickets.

More men than women receive speeding tickets.

Conversely more women than men will fight their traffic tickets.

17 year olds cause more traffic accidents than any other age.

In 1879 two men in Seattle Washington were ticketed for speeding horses.

Henry Ford’s first automobile in 1894 only went in one direction, forward.

In 1868 horse buggies and also pedestrians in London were the first to use the precursor to the modern day traffic lights.

Since 1999, Washington, D.C. cameras have issued 2,421,841 tickets worth $182 million.

The earliest known speeding ticket on file was issued in 1910 to the Prime Minister of Canada’s wife. She was traveling at a whopping 10 mph over the limit.

Speeding tickets are handed out to doctors more than any other type of profession.

An average police officer will cost a city around $75,000 in salary and benefits per year. That same officer can make that same city almost double that in speeding ticket fines.

The top ten states for writing speeding tickets are:

1. Ohio 2. Pennsylvania 3. New York 4. California 5. Texas 6. Georgia 7. Virginia 8. North Carolina 9. Massachusetts 10. Connecticut

Want to learn about fighting speeding tickets? Then visit Steven Swihart’s site for more information on beating traffic tickets in traffic court.

One thing you could do is file a discovery request with the prosecutor to acquire any documents relating to your case. These documents could include things such as the calibration records of the radar or speedometer of the car that clocked your speed. You would want to do this in advance of your traffic court date so you would have time to go through them for inaccuracies. But the possible downside of this is reminding the officer who gave you the ticket to show up in traffic court.

Beat the beam: When you fight speeding tickets, note that speed-measuring devices such as radar and laser (a.k.a. LIDAR, or Light Detecting and Ranging) are subject to human error. In some instances, officers have failed to give sufficient proof of proper LIDAR positioning, and subsequently the cases were dismissed.

Go for technicalities: In order to fight speeding tickets, keep in mind that if certain elements of a ticket are missing, the case can be thrown out. For instance, if the officer’s name and signature are illegible and if the badge number is illegible as well, then it should be dismissed.

You want to keep brief your report of your side of the argument to the judge when you go to traffic court to fight speeding tickets. Remember that the judge has very limited time for each individual in traffic court. Use visual aids to help your argument such as a photo of an obscured sign by a tree or bush.

You can sometime fight speeding tickets and win by default. If for instance the officer doesn’t show up in traffic court, and if the court prosecutor asks for a continuance then you should object to this. The ticket should be thrown out if the officer does not have a valid reason for missing traffic court.

Speeding tickets can raise your insurance, cause accidents and other hazards. The best way to avoid receiving a speeding ticket is not to speed!

Learn more about how to fight speeding tickets. Stop by Steven Swihart’s site where you can find out all about fighting speeding tickets and other advice on getting prepared for your day in traffic court.

A lot of times when you have a minor violation and it wont result in any points on your license its best to go ahead and pay it and avoid trying to challenge it in traffic court.

Traffic tickets fall under one of two categories: non-moving violations and moving violations. Non-moving violations typically involve parking your car illegally or minor ‘fix-it’ tickets. These violations are not as serious as their counter-parts (moving violations) and usually involve much smaller fines.

These can be a nuisance but at least they wont go on your driving history or be reported to your auto insurance.

Non moving violations can be things such as not wearing your seatbelt, a broken headlight or improperly parking your vehicle.

In most cases these should just be paid. It can be a big hassle to go to traffic court for these kinds of violations. The reason is the fines for these are usually no more than $50 or so, and you could end up being in traffic court for hours. Not worth it in my judgment.

But if you felt the ticket was given unjustly, you should always attempt to resolve it in some way. For example a broken head light ticket will usually be tossed if you show proof you fixed it.

Moving violations are a violation of the law committed while the vehicle is in motion, and this term ‘motion’ distinguishes it from a non moving violation. While most moving violations are considered misdemeanors or infractions, more serious violations can be felonies.

Moving violations normally involve the payment of fines, and also having points assessed against the driving record of the driver. As points are accumulated more severe punishment can be ordered such as having to take defensive driving courses up to having your drivers license suspended.

You may think we have it bad in the US, and we do, because traffic fines can go all the way up to $500 and more. But in some countries around the world, traffic can be set according to an individuals income, and in some rare cases be more than $100,000!

More common moving violations can include speeding (THE most common), failure to secure a load, failure to yield right of way, violating high occupancy vehicle lanes, or not stopping for a pedestrian.

More serious moving violations include: racing on a public street, road rage, drunk driving, and vehicular homicide

Traffic violations are also broken down into either civil or criminal. While they both have points and fines associated with them, only criminal violations can wind up you up in jail.

Sentences handed down in criminal violations are obligations to the state for acts committed. The term ’state’ can be a city, town, state or federal government or any other kind of m municipality. These are moving violations to avoid at all costs, obviously.

Learn more about different moving violations. Stop by Steven Swihart’s site where you can find out all about fighting traffic tickets for your individual needs.

The roadway in front of them is what the driver behind the wheel is what they should be concentrating on and not people talking, a cell phone conversation or other thoughts that might creep into their mind. Some people have converted their vehicles into rolling offices and take phone calls, perform text messages and do a number of things all while trying to drive at the same time. This is very dangerous and just does not work. People can only give their full attention to one thing at a time. Texting and driving has been proven over and over again to cause cars to swerve into another lane and people to accelerate at high rates of speed without realizing it. This is a very dangerous driving practice.

Add talking on a cell phone to a person driving along a busy highway, which requires someone’s undivided attention, and they have a recipe for disaster. Concentration is the key ingredient to arriving at a destination safely. Talking with someone in the passenger seat or on the phone could cause a person to accelerate with out noticing it and this could cause a fatal car accident. Distracted drivers are now the number one leading cause of accidents in many countries. They are making a bigger impact on driving then drunk drivers, who still contribute a large amount to the population of dying drivers. An individual who can not concentrate on the road even when they are alone in their vehicle is a danger to themselves and others.

Another one of the number one distractions, right up there with drunk driving, was eating while driving. However, the cell phone has surpassed the portable burrito lunch as a major distraction to a driver. Drinking and eating lunch or a snack while driving might not require that much attention, but if something were to spill, this would have the driver taking their eyes off the road and it only takes a second for something to happen. Eating and driving is one of the major concerns for those who give out speeding tickets for distracted drivers.

A lot of the newer cars, vans especially, come equipped with built-in DVD players. This means that the passengers could be enjoying a movie while the driver is tooling down the road. It is very easy for a driver to start listening to a movie or television show and become caught up in the dialog and become one of the millions of distracted drivers on the roadway. Placing an entertainment system in the back of the car for children and other passengers may have been a good idea for some families, but not for the driver. The best vehicles with the onboard DVD entertainment systems have the personal earplugs so people can listen to their movie without disturbing the driver.

Bad weather is another reason for people being pulled over and given a speeding ticket. Many people don’t think about the weather and having to change their driving but when the weather become bad with rain or sleet or snow, a driver should adjust their driving accordingly. The driver needs to slow down, not follow as closely and above all, pay more attention.

Playing at speed racer or driving above the posted speed limit only to get where they need to be faster is a dangerous ‘game’ many driver’s take on every day. Over and over again, research has shown that a driver is only taking a couple of seconds off their commute when they are speeding from one place to another. They are in greater danger when they ignore traffic signs and signals just to get to where they are going on time. Speed limit signs are designed to help people get to where they are going in a timely manor.

By obeying the rules of the road, driving the posted speed limit, using turn signals, reading street signs and keeping distractions to a minimum, a driver will keep their dangerous driving, speeding tickets and the need for a criminal lawyer Toronto down. No one likes to be pulled over for speeding; however, they would rather be pulled over for speeding than allowed to continue on to an accident that could change their life and that of everyone in the vehicle. It only takes a moment to slow down, pay attention and save a life; it also only takes a moment to become distracted and change a life.

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When looking for a suitable policy you will most likely want to find a good deal. Know one really wants to have to pay more for their homeowners insurance policy than they need to and there are certainly plenty of things that you can do in order to reduce the cost of your premiums.

It would certainly help if you consider the location of your home before you actually purchase it. Obviously your main concern when purchasing your home will not be in finding cheaper home insurance, but this is certainly an added benefit if you find a location that is safe and quiet. In addition, avoid areas that are known to be under threat from flooding or any other natural disaster if possible.

Make sure you think about the materials that your home is construct from as well. If you have your heart set on a wooden house then this might be unavoidable but in general purchasing a house built from wood may not necessarily be the best idea do to the risk of fire. Instead, try to find homes that are built from brick or stone.

Of course, it is very important for you to insure that necessary safety devices are installed all of your home in order to warn you against certain problems that might occur. For example, fire alarms are a necessary device that need to be installed if you want to reduce the cost of your premiums. In addition, it may be a good idea to find some antitheft devices to install into your home as well. These were reduce the risk of theft and will, therefore, have a positive impact on your premiums.

Try to choose a relatively high deductible on your account as well if you can afford it. While you will have to make a large payment if you file a claim, you should be able to reduce the cost of your premiums every month. Make sure that you have enough money to cover the deductible should you have to file a claim and you should be able to save some money over time.

You should also look to consolidate your home insurance policy with other insurance policies that you might need. Packaging together your insurance policies with the same company is a great way of getting some sort of discount.

One last tip is simply to make sure that you spend a bit of time shopping around. The insurance market is very competitive and prices will vary significantly between the different companies that you choose to purchase a policy from. Try to gather a number of different quotes from different companies before you make your decision as to which one you want to purchase.

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Also, you may have heard of a recent economy crisis, which definitely caused many to become unemployed and uninsured as a result. With the loss of so much business, companies now have to cut operating costs, but also have to re-evaluate plans and rates to stay in business. Your free insurance rate quote depends on many factors, and insurance actuaries spend days to help insurance companies with these rates. For example, many carriers spend approx $.95 cents on every $1 that they make; this is quite an actual figure since they pay many claims. At this point, you would think that $.05 is not enough profit, but imagine the Millions of dollars, and the Millions of accounts! When that adds up it certainly can be Hundreds of Millions in profit.

In order for your free insurance rate quote to be reduced, one of the 2 things would need to happen:

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b) The other way to reduce insurance rate would be for the company to sacrifice some of its profit, reduce some company expenses, etc.

As you can see, there are many reasons why you should shop for your free insurance quote consistently online. At this time of the economy, it’s not only recommended but also required if you wish to save. Your family also may better profit from the extra savings, instead of overpaying insurance carriers for no reason.

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It is very important that you are willing to take time shopping around for various different policies. Unless you are somewhat deluded you cannot really expect to find the best rates without spending time doing this. You should be looking at online and off-line methods in gathering various quotes in order to give yourself a wider base of comparison when making your choice.

When looking online at you will have two main choices. If you are looking to gather quotes very quickly and efficiently then comparison sites will certainly be the best way forward. However, you might also want to spend some time going directly to various other insurance websites that do not advertise their policies through these comparison websites. Often the quotes that you get on these websites will be more competitive.

Also look to phone up insurance companies directly. While it might not always be the case, the power of bartering and negotiating with a live insurance agent cannot be overstated. By calling up directly you can discuss specific aspects of your policy and may well be able to drop the price of your premiums.

It is certainly a very good idea to make sure that you are a careful driver. Racking up all sorts of different penalties against your license will only cause your premiums to rise the next time you get an insurance policy. Make sure that you practice safe driving and that you avoid any damage to your record. If this does occur, consider going on a safety driving course to try to soften the blow.

When you find suitable policies always consider the deductible on them. The deductible will be the amount of money that you have to pay out when you file a claim. If you want to keep your deductible as low as possible that is fine, but expect your premiums to rise. If you want your premiums to be lower then you should try to set a higher deductible.

Consider various discounts that might apply to you as well. Do not expect your insurance provider to necessarily advertise these discounts and instead be direct and ask them about them. Often you will get discounts such as multi-policy discounts if you get multiple policies from the same provider, or discounts if you provide all of the necessary safety features in your vehicle.

If you can, pay for all of the Car Insurance Toronto policy as soon as you purchase it as well. This will help you to avoid additional costs that can begin to accumulate if you pay monthly.

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What you have your benchmark set up then and there are plenty of actions that you can take in order to find these cheaper policies. One of the simplest things that anyone should always be doing is comparing quotes. Comparing quotes from various different insurance providers is a great way of identifying those that are more affordable. Accepting the first decent policy you locate is never the best move.

If you are coming to the end of your policy term with a specific provider then negotiate with them in order to renew your policy at a discounted rate. A few weeks before the end of your policy you should get in touch with your provider and ask them to better the rates that you are paying. Loyalty bonuses should apply and if you are not happy with the price you are offered then you should threaten to leave them. Threats likely is often lead to reductions in rates.

If you do not have a policy currently and are looking for a brand-new one then the best way of gathering quotes may well be to phone up various providers directly. Phoning up will allow you to talk directly with a sales agent and therefore you can customise your quote more thoroughly. In addition, you will also be able to negotiate and thus reduce the price of the policy as well.

When it comes to your vehicle that you should try to take a number of steps as well. If it is possible for you to store it in a safe location during the evening then this should be done and you should certainly make sure your insurance provider knows about it. For example, keeping it in a garage will help you to save money on your premiums due to the lower risk of theft.

Focus on adding necessary safety features to your vehicle as well. If your vehicle already has the necessary safety vehicles to reduce the chances of you becoming injured in an accident then you need to let the insurance company know about this. If you can install antitheft devices this will also help to prevent thieves from taking your vehicle.

You should also try to figure out how frequently you drive your vehicle as well. If you can work out your mileage then you will be able to let your insurance company know about the specific mileage allowance you need. This will prevent you from paying for additional milage that you don’t really need.

Put down a large down payment to the policy as well. In fact, if you are able to save up some money and pay for the whole policy up front then this is the best way of actually avoiding the additional charges that can accumulate if you were to be paying monthly.

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The price of maintenance for the engine, engine block, transmission, clutch, axles and such can become really costly. If your automobile includes a drive train or power train warranty on it, these auto repair costs can be substantially lowered or totally compensated for by the warranty. This can save you money in the end.

Most auto warranty firms have wear and tear car warranty for new automobiles and some limited amount of protection for second-hand vehicles. With the wear and tear car warranty, you’ll have items that are not included on the drive train, power train or standard warranty repaired. For example, should you have power windows for your automobile. The typical warranties will not likely handle the vehicle service costs to have the broken motor changed. On the other hand, if you possess the wear and tear automobile warranty, you may get the motor for the electric window repaired at a discount because you just cover the deductible.

It is very annoying to experience a flat tire at any place, not to mention on a crowded street. Should you have roadside support then the service price for repairing the flat tire or even replacing the tire completely will probably be drastically reduced than without having almost any roadside warranty coverage.

A bumper-to-bumper car warranty could also save you cash on car maintenance requirements. While lots of people think that bumper-to-bumper suggests the entire automobile is protected, this is a false impression. A lot of the auto maintenance issues are going to be taken care of but problems that come from damage aren’t typically paid for. The drive train or power train warranty only covers a small percentage of the vehicle components. Having a bumper-to-bumper vehicle warranty will help to cut down car repair charges for various other sections of the auto.

Preserving your automobile by the car warranty requirements is the easiest method to reduce high automobile repair costs. If an automobile is carefully taken care of, there is much less over-all deterioration of the automobile which in turn results in fewer car repair troubles. You will need to remember to check the transmission liquid, engine oil filter, oil levels and air pressure within the tires. Likewise, you need to have the engine oil replaced regularly. This makes your automobile not simply operate more efficiently but will reduce the total vehicle maintenance expenses for the automobile whether it is used or completely new.

Some claim that the price tag on maintaining a automobile is pricey. After all, you need to change the oil, switch the engine oil filter and stuff like that. However, using the automobile without the maintenance can end up damaging things including the engine, the transmission and in many cases the clutch system. These are generally really expensive fixes that most warranties of any type will not include since the basic upkeep had not been performed.

Don’t get caught paying huge fees for minor car problems. An extended used car warranty is the solution. Read more informative articles at our website, plus receive a free extended used car warranty quote.